{"text_format":"3","workbook":"xlsx","n_sheets":2,"sheets":["КАЛЬКУЛЯТОР","Тариф"],"not_rendered":{"images":1,"macros":1},"read":"whole","date_system":"1900"}

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["Программа кредитования:",{"$nulls":5},"«Новостройка»"]
["Стоимость объекта недвижимости, в руб.:",{"$nulls":5},{"v":7000000,"d":"7,000,000.00 ₽"}]
["Первоначальный взнос, в руб.:",{"$nulls":5},{"v":1050000,"d":"1,050,000.00 ₽"}]
["Срок кредитования, в годах:",{"$nulls":5},20]
["Размер процентной ставки без скидки по услуге «Моя ставка», % годовых:",{"$nulls":5},{"v":0.22,"d":"22.00%"}]
["Ежемесячный платеж, в руб.",{"$nulls":5},{"$f":"M27","v":{"v":110495.06618229633,"d":"110,495.07 ₽"}}]
["Размер скидки по услуге «Моя ставка»:",{"$nulls":5},{"v":0.075,"d":"7.50%"}]
["Комиссия за услугу «Моя ставка», в руб.:",{"$nulls":5},{"$f":"G10*(G5-G6)","v":{"v":446250,"d":"446,250.00 ₽"}}]
["Комиссия оплачивается за счет кредитных средств, в руб.:",{"$nulls":5},"Нет"]
["Срок применения скидки по услуге «Моя ставка», в годах:",{"$nulls":5},4]
["Итоговая сумма кредита, в руб.:",{"$nulls":5},{"$f":"($G$5-$G$6)+IF($G$12=Тариф!$A$13,$G$11,0)","v":{"v":5950000,"d":"5,950,000.00 ₽"}}]
["Итоговый размер процентной ставки с учетом скидки, % годовых:",{"$nulls":5},{"$f":"G8-G10","v":{"v":0.14500000000000002,"d":"14.50%"}}]
["Аннуитет в период действия скидки, в руб.:",{"$nulls":5},{"$f":"E27","v":{"v":76159.86709889106,"d":"76,159.87 ₽"}}]
["Аннуитет по истечении срока действия скидки, в руб.:",{"$nulls":5},{"$f":"INDEX(E27:E386,MATCH((G13*12)+1,A27:A386,0),1)","v":{"v":107317.53131275046,"d":"107,317.53 ₽"}}]
["Выгода для Клиента, в руб.:",{"$nulls":5},{"$f":"L26-D26","v":{"v":2258176.2509562597,"d":"2,258,176.25 ₽"}}]
[]
[null,"► Поля для заполнения сотрудником АО БАНК «СНГБ»"]
[]
["Предварительный график платежей ↓"]
["Расчеты являются предварительными и носят информационный характер для Клиента, итоговый расчет графика платежей производится при выдаче кредита в информационных системах АО БАНК «СНГБ»"]
[]
["Период \nплатежа","Процентная ставка, \n% годовых","Основной \nдолг, руб.","Процентная часть \nплатежа, руб.","Ежемесячный \nплатеж, руб.","Остаток ссудной задолженности, руб.",null,null,"Период \nплатежа","Процентная ставка, \n% годовых","Основной \nдолг, руб.","Процентная часть платежа, руб.","Ежемесячный \nплатеж, руб.","Остаток ссудной задолженности, руб."]
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["Да"]
["Нет"]
[]
["Программа кредитования","Основные надбавки к базовой процентной ставке:"]
[null,"Если Клиент не является зарплатным","Если не оформлено / не продлено личное страхование","Если не оформлено / не продлено страхование предмета залога","Если нет гос. регистрации предмета залога в пользу Банка","Если не оформлена электронная регистрация сделки"]
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